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Junior Credit Analyst

Company: Town & Country Bank
Location: Springfield
Posted on: May 20, 2020

Job Description:

Town and Country Bank is seeking a high-performing, data-driven Junior Credit Analyst to analyze credit data and risk involved in extending credit or lending money for commercial and business accounts. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values – Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. Hiring passionate, enthusiastic people is our goal. And to recruit the best, we offer a comprehensive benefits package that delivers on quality, choice and value for you and your family. ESSENTIAL FUNCTIONS AND DUTIES: Analyzes the credit worthiness of loans requests. Ensures loans adhere to the Corporation's loan policies and procedures. Reviews commercial and other loan files and assigns a loan grade according to the Corporation's loan grading system. Identifies potential credit problems. Mitigates issues and ensures accuracy co f credit file. Ensures that loan presentations are prepared for each credit presented to Senior Management, Executive Loan Committee or Directors Loan Committee. Assists when external loan reviews or safety and soundness exams are being conducted Demonstrates and fosters the corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to make connections. Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities. Learns and executes processes and procedures for a variety of bank credit functions through on the job training activities and classes. QUALIFICATIONS: Minimum of 2 years commercial loan experience. EDUCATION: Bachelor's degree or above preferred. PI120249305

Keywords: Town & Country Bank, Springfield , Junior Credit Analyst, Other , Springfield, Illinois

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